Axis Bank is one of the best banks in India. It offers a variety of debit and credit cards. Travelling with a credit card is good to earn reward points. You can redeem these points for products and services with brands across India and get benefits of shopping. One of the best credit cards in India for travellers is the Axis Bank Vistara Credit Card. To sign-up for the card, you will have to pay Rs 1,500. After joining, you will be eligible for joining bonuses. These bonuses are 1,000 reward points for joining, Another benefit of joining the card is that you will get one base fare waived off for an economy class ticket.
Benefits And Rewards of Axis Bank Vistara Credit Card
There are a lot of benefits and rewards of Axis Bank Vistara Credit Card. You can claim a 15% discount of bills if you are dining in one of the partnered restaurants with the bank. This comes under the dining delights program offered by Axis Bank. There is an air insurance worth Rs 2.55 crore in the benefits as well. Now, whenever you spend money with the card, you will earn reward points. You earn 2 points on every Rs 200 that you spend. There are milestone benefits included, as well. You will get a waiver on an economy class ticket when you spend Rs 1,25,000 and Rs 2,50,000 from the card.
Eligibility Criteria For Axis Bank Vistara Credit Card
You should know the eligibility criteria for Axis Bank Vistara Credit Card. To be eligible for this card, first of all, you should be a minimum of 18 years and not more than 70 years. For the case of add-on cardholders, they should also be of a minimum age of 18. The minimum income required to obtain this card is Rs 6,00,000 per annum. There are also documents which you will have to provide to the bank. Mentioned below are the documents:
- Photocopy of your PAN Card or the Form 60.
- Proof of income in the form of your latest payslip, your Form 16 or a copy of IT returns.
- A residential proof from either one of these - Driving license, passport, ration card, landline bill, or electricity bill.
- A coloured photograph is required, as well.
Features Of Axis Bank Vistara Credit Card
There is no joining fee for an ad-on card holder on top of the fees that you already paid for getting the card. There will be a renewal fee of Rs 1,500 from the second year. For any cash and retail purchase that you make, a 2.95% interest will be levied and per annum that would be 41.75%. If you withdraw cash from the ATM, then a 2.5% interest will be charged on the amount that you withdraw, and the minimum amount of money which you can withdraw is Rs 250. There is a Rs 100 fee which will be incurred on cash payments. No charges will be made if you want to get the card reissued in case you have lost it. There is a penalty for late payment of the money owed. Be sure that you check with the bank's terms and policies on late payments. There will be a 3.5% charge on any foreign transactions that you make. Axis Bank Vistara Credit Card will offer you a 50-day interest-free period from the day you have made a transaction. If you return the money under this period, no interest will be levied on the amount which you owe. It is truly one of the best credits cards in India for travellers at the moment.